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The best way to invest in dollars

Earn up to 14% per annum, paid in daily bits from secure and transparent investments.

Pillow Fund App Store Download linkPillow Fund Google Play Download Link
Your savings are safeguarded by
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Dollar Earnings in Pillow Fund App
Icon 1 - Deposit and withdraw anytime

Deposit and withdraw anytime

Icon 2 - Deposit Naira

Start with as low as ₦1000!

Icon 3 - No/Zero Transaction fees

No Transaction
Fees*

*Some transaction may require you to pay a transaction fee which is not controlled by pillow.

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Trusted by people
like you

Pillow is one of the few fintech apps that take the time to listen to the audience and provide them solutions to their pain points. I love knowing any issues I have down the line will be fixed proactively.

Kagan Tech

A great app to use with a simple UI even for newbies who are still trying to find their way. Used it for a couple of weeks and aside the times I've encountered problems with my own network, the app itself has never given me any problem

Sarah Idahosa

With pillow, I don't need to go to a bureau da change to convert my naira to USD. I can do that on my smartphone and I get daily dollar interested credited to my account. Withdrawal is fast as well.

Olatunde Shobajo

I really love this app, on a rating of 5 stars, I will give it a solid 5 because of how intuitive the user interface is and the Swift method of withdrawal. I deposited money into it and it was instant to have it reflect on my pillow dashboard.

Fred's Tech Hub

Savings Calculator

Calculate your returns with Pillow savings calculator

Investment Amount
₦ 
500,000
Investment Amount
2
 Years
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After  
3
  Years your investment will be
₦ 
550,000
*The returns are calculated based on Variable APYs and may change overtime

We invest in the safest DeFi protocols. Your savings are safe here!

$250M insurance by Bitgo, the largest digital assets insurance provider

We show you exactly where we invest your money. No games!

Frequently asked questions

What is Pillow?

Pillow is a savings app that allows you to virtually save your funds in dollars while earning daily passive income.

You can deposit funds with Naira and earn up to 14% annual interest on your deposit*. 

How does Pillow earn returns?

Pillow generates returns by investing the users’ funds into the best blue-chip DeFi protocols on blockchain networks.

Pillow has a dedicated research team that actively looks at 500+ protocols across 10+ chains to find the safest protocols to invest the users’ savings in. These protocols are spread across various business models such as lending & borrowing, single-sided staking, insurance, etc.

Most of the yield generated from these investments is passed on as returns to the users.

How safe is Pillow?

All assets deposited to Pillow are securely stored with our custody partner, BitGo. Additionally, all deposits in custody are protected against any incidents with a $250 million insurance policy, ensuring the safety of user funds at all times.

Finally, if you’d love to visit us, we serve our global audience from 68 Circular Road, Singapore.

Start building wealth with daily returns on Pillow

Pillow Fund App Store Download Link 2Pillow Fund Google Play Download Link 2
Earning returns on the Pillow Fund app